Indexed Universal Life Insurance Policy in Concord, CA | Guillory Insurance

Choosing to invest in life insurance can be a big decision, but we are here to help you find a customized policy that covers everything you want. Guillory Insurance in Concord, CA, offers many different types of life insurance, like indexed universal life insurance. If you are preparing a long-term financial plan, then we can help you find the right insurance for your situation.

An indexed universal life insurance policy can be a good way to prevent any losses on your part due to falls in the market. Instead of fluctuating in relation to a fixed interest rate, your universal life insurance is based on the performance of a market index. This means that you can take advantage of the stock market without worrying about the risk of loss.

With this type of policy, you can feel safe. If you expect to pay for long-term care in the future, or you just want to be insured in case it happens, your policy can help you prepare for these expenses. Indexed universal life insurance can even let you access some of the cash value of your policy before death, generally tax-free, so you can worry less about large costs down the road.

Insurance can protect you and your family in case of the expected and unexpected. A universal life insurance policy can help you prepare for the costs of long-term care and other expenses that crop up in retirement. Other types of insurance policies similarly help you structure your finances so you won’t have to worry.  

Choosing the right policy for your situation can take a lot of thought. Guillory Insurance Services can help you sort through your options and customize a plan for your future. Reach out today to discuss your plans with us.